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A news release from US Newswire recently disclosed that thousands of trucking companies regularly violate federal safety regulations. Data from the Federal Motor Carrier Safety Administration (FMCSA) was analyzed. Examples of the violations included inadequate insurance, bald tires, defective brakes and loads that dangerously exceed weight limits. Drivers with little or no training and drivers with a history of drug and alcohol dependency were also cited. The data is alarming. These vehicles share the road with every one of us. Drivers falsifying log books to show they haven’t been on the road too long with lack of sleep has always been a problem.

So has the practice of trucking companies pushing drivers to do deliver loads quicker to maximize profit. Truckers know if they don’t cut corners, the company will hire someone who will. And independent operators make more money the more loads they pick up and deliver. Working long hours, ignoring speed limits and driving when fatigued are all common factors cited in semi truck accidents.

So how many unsafe trucks are on the road? The FMCSA data on safety records and performance of American trucking companies revealed the violations involved over 200,000 trucks currently being operated on the highways. The data also revealed that over 4,000 people die every year and over 80,000 are seriously injured in accidents involving trucks. And the vast majority of people killed and injured are not the truck drivers. The victims are the drivers and passengers of the cars they hit.

Though trucks make up less than 4 percent of all vehicles on the road, they are involved in 12 percent of all traffic fatalities. While the number of unsafe trucks on the road is alarming, the numbers cited by the FMCSA are likely just the tip of the iceberg. Many deadly accidents involving unsafe trucks are not recorded as safety violations. In 2005, the US Government Accountability Office (GAO) released a study that showed nearly one third of trucking accidents the states are required to report to the federal government were never reported.

In 2009 a GAO study found that more than 1,000 trucking companies that were ordered to close due to safety violations, simply reopened under a different name, often with the same owner, same company address and the same drivers. The federal data from the FMCSA ranked states that had trucking companies with violations of safety requirements above the national average. Unfortunately, Oregon was one of them.

If you’ve been injured in an accident you should immediately contact a Oregon Accident Attorney, Personal Injury Attorney Portland Oregon or a Vancouver Washington Trucking Accident Attorney, NW Injury Law Center has been helping personal injury victims for over 30 years.

What does it take to settle a motor vehicle accident case? To a large extent it usually involves a calculation of the risk posed by taking the case to trial. From the perspective of the victim plaintiff the amount will generally (1) meet the needs of the plaintiff and (2) be sufficiently large that proceeding to trial would likely not lead to a significantly larger verdict or would present a significant risk of a verdict lower than the offer.

From the perspective of the defense the amount will generally (1) be lower than the amount of available coverage and (2) avoid a significant risk of a substantially larger verdict amount. Sometimes, however, the defendant’s insurance company refusal to settle seems to go contrary to the risk involved.

Sometimes the best the two sides can agree to in their negotiations is a range that represents the minimum the plaintiff would be willing to accept and the maximum the insurance company would be willing to pay. When this happens the parties sometimes work out a high-low agreement. Under the agreement they take the case to arbitration or trial but agree beforehand that (1) the plaintiff is guaranteed to receive a certain minimum amount should the award from the arbitration or trial be lower and that (2) the defendant (through the insurance company) will only pay up to a certain amount should the award be higher. This allows the parties to control their risk.

Sometimes the two sides evaluate the case very differently. Below we examine a case involving a head-on accident after the speeding defendant made an illegal turn. Even though the case presented a very high risk of a large verdict the insurance company just did not seem to appreciate the risk of going to trial.

In one case report the driver slammed head-on into another car after illegally making a left hand turn as he was speeding. The plaintiff victim was the driver of the car that was hit. The plaintiff victim suffered several fractures to her leg and arm. She also suffered a brain injury and was sent into a coma. When she came out of the coma she experienced problems with her memory, with her speech, and with her cognition. She also experienced difficulty with her gait. She could not return to work. She will, for the rest of her life, require 24/7 help for her normal daily activities.

The law firm that handled the case for the plaintiff victim filed a lawsuit against both the driver who hit her and the owner of the car involved. Even with clear liability and with serious injuries including a permanent disability and large medical and care expenses (both already incurred as well as future expenses) the insurance company that insured the defendants made a settlement offer of a mere $150,000. The law firm representing the plaintiff was able to report that they took the case to train and achieved a jury verdict in the amount of $8.875 million for the plaintiff victim.

The lack of willingness to settle this case for an amount commensurate with the nature and extent of the injuries sustained by the plaintiff victim seems to defy explanation. If the insurance company adjuster believed the defense would win on liability then one would expect no offer. The offer actually made was clearly much higher than mere nuisance value. But then if the adjuster believed the plaintiff would win on liability it is by no means apparent how the adjuster arrived at $150,000 as the amount to offer.

Although details were not provided in the case report it is unlikely that this amount would have covered the medical expenses (including future life case expenses) and loss of earning capacity suffered by the plaintiff victim. Under these circumstances the attorney representing the plaintiff victim just needs to thoroughly prepare the case for trial.

Joseph Hernandez is an Attorney focused on catastrophic injury cases. To learn more about how a vehicle accident lawyer can assist you visit his website at www.vehicle-accident-law.com.

There are at least 11 motor vehicle accidents every minute. And there are 5-6 individuals injured in a motor vehicle accident every minute. Approximately 4 individuals per minute will suffer from a permanent injury as a result of a motor vehicle accident. Each case is unique and presents its own individual challenge. Examples of three such cases are examined below in order to see the lessons that can be learned from how they were resolved.

Case Study 1:

The defendant driver in this case was in the scope and course of his employment as a delivery driver for a Pizzeria. He proceeded into an intersection without realizing that it was a controlled intersection. The stop sign for the intersection was blocked by a parked truck. The truck was in a no-parking zone. When the defendant driver entered the intersection without stopping he broad-sided a second car.

The plaintiff victim in the car that was broadsided suffered nerve damage to his hand and disc herniations in the neck and back. He needed 4 surgeries for the disc herniations. He also needed a separate surgery for his hand. After the accident he was no longer able to play sports, a favorite pastime of his. The law firm that represented the plaintiff victim was able to report that they achieved a settlement on his behalf from the driver, the truck owners, and the pizzeria employer for a total of $900,000.

Case Study 2:

The defendant driver in this case somehow lost control of the car she was driving. The car went across several lanes hitting one that was approaching from the opposite direction. The plaintiff victim suffered injuries to the discs at both the cervical and lumbar levels. She also suffered a meniscus tears in her knee. She needed surgery for the knee injury.

The defendant driver had a maximum of $100,000 coverage in her insurance policy. The case went to trial and the law firm that handled the case was able to obtain a jury verdict of $625,000 for the plaintiff victim. It was not clear from the report whether the full amount was recovered (for example from the plaintiff victim’s own underinsured coverage or from other assets of the defendant driver).

An important lesson that can be learned from these cases is that there may be individuals or even entities other than a driver who has at least partial responsibility for the accident. In the first case, for example, the driver was in the course and scope of his employment for a pizzeria at the time of the accident. As such, the pizzeria was also liable for the negligence of its driver. The owners of the truck that obstructed the stop sign while parked illegally were also partially at fault and thus were also liable.

Another important lesson is that victims of motor vehicle accidents can suffer serious injuries - injuries that can require extensive and expensive medical treatment, that can force the victim to lose time from work, and that can leave permanent disabilities. As a result, the recovery can be significant.

Finally, it is important to realize that most drivers do not have sufficient insurance coverage to adequately cover serious injury. Most drivers actually have only the minimum coverage required by law. One should thus carry sufficient uninsured and underinsured coverage in one’s own insurance policy go guard against the risk of a serious or even catastrophic injury. Increasing one’s coverage in this way is a relatively minor expense compared to the risk of what can happen if one is not adequately insured.

Joseph Hernandez is an Attorney focused on catastrophic injury cases. Visit his website to learn more about how a vehicle accident attorney can help you at http://www.vehicle-accident-law.com.

There’s no denying that accidents happen, but that doesn’t mean that you should have to pay for it when an accident is another person or entity’s fault. Whether it’s a car crash that someone else caused, a faulty product designed by a company, or some other tragic accident that caused your injury, you may be entitled to personal injury compensation. How can you know whether or not you have a legitimate personal injury case?

The short answer to that question is that anytime that another person or entity causes you bodily harm through their own negligence, you may be entitled to personal injury compensation. That means that if you were doing something that you knew was dangerous, you probably aren’t entitled to any money. For instance, if you ignored the warning messages or failed to read the instructions for a product and injured yourself, then you probably have no case.

Furthermore, negligence is a key factor in personal injury cases. If you were in a car accident that happened because of circumstances beyond both parties’ control, then neither person will be entitled to personal injury money. Similarly, personal injury settlements regarding products usually only occur if the products manufacturer knew that the item could be dangerous. If a freak accident occurs with a product that no one could have predicted, then personal injury compensation is probably out of the question.

Assuming that you’re in a situation where you’ve been injured by someone else’s negligence without being negligent yourself, then you may have a case. There’s really only one thing to do at that point: contact a lawyer. There are many lawyers out there who specialize in personal injury law.

Some lawyers only take on this type of case, period. Most of these lawyers will provide you with a free consultation. During the consultation, the lawyer will ask you questions about the incident that caused your injury, and let you know if they think you have a case. Depending on the details, you may have to try more than one lawyer to get one who will agree to take your case. This is simply because many lawyers work on a system where they only get paid if they win your case.

Once you’ve found a lawyer who wants to take your case, you need to work out the exact terms of your agreement with the lawyer. A lot of personal injury attorneys simply take a portion of the settlement amount as their fee. Depending on the size of your settlement this could be money at all or it could be hundreds of thousands of dollars. Make sure that you fully understand the terms of the agreement and any fees you’ll have to pay before you commit.

Once you’ve set up a contract with your lawyer, he or she will file the necessary paperwork and get the process rolling, then give you instructions on what you must do next. From that point on, your case will be in the hands of the lawyer and the court system.

Find a Personal injury lawyer in Toronto that will help your case with honesty and integrity. Whether it’s a motor vehicle injury, Paraplegic and Brain Injury or a Slip & Fall Injury or accident benefits, our Law Firm can help you.

Although the state of Florida has a $6 billion budget shortfall, on July 1, 2009, the state enacted a series of new laws that were signed by Governor Charlie Crist.

The following is a list of highlights of the newest enacted laws in Florida:

1. New Cigarette Tax: Florida’s cigarette tax increased by $1 to $1.34 per pack. The additional tax is expected to create more than $900 million in income which will be used to fund cancer research and pay Medicaid costs.

2. New Pain-Pill Database: A new law will allow the creation of a pain-pill database designed to clean-up clinics and doctors that distribute too many painkillers. Millions of dollars has to be raised from private sources to operate the database. The Department of Health has been given until October 2010 to show pain clinics and doctors how to report pain-pill sales.

3. New Seat Belt Law: Drivers can now receive a ticket and fine for not wearing their seatbelts when driving. The fine could be $100 depending on the county.

4. State-Run Citizens Property Insurance Co. will Increase their Premiums: More than 1 million policyholders’ rates will go up 10 percent a year for at least five years, starting Jan. 1, 2010.

5. New Law makes Property Tax Appeals Easier: County appraisers must now give an explanation for their appraised property values. More homeowners should be able to win reductions on their tax bills through Value Adjustment Boards.

6. New Law makes it Easier to Enroll Children in KidCare, a Federal-State Subsidized Health Care Program for Children Under 18: The waiting period to switch from private insurance to KidCare has been reduced to two months, from six months. Parents who fail to pay $15 or $20 monthly co-pay for KidCare will have to wait only 30 days to re-enroll, instead of 60 days.

7. New Law makes ‘Bright Futures’ Program less Lucrative For College Students: Bright Futures students will receive a flat scholarship award, from $95 to $126 per credit hour, instead of the conventional scholarship that covered up to 100 percent of tuition costs.

8. New Law Allows Parents more Flexibility in Children’s 529 Education Prepaid Plans: Prepaid college plan parents saving for their children’s education through 529 prepaid plans will now have added flexibility to transfer the money to private and out-of-state colleges and career centers.

9. New Law Deregulates Phone Rates of Home Phone Service: Phone companies can now raise phone rates with no state oversight by up to 10 percent a year. As well, a single person making less than $16,245 will now qualify for free or reduced-cost phone service.

10. New Law Bans “Crash Tax”: Local governments are now banned from charging a first-responder fee for a police officer to respond to the scene of an accident or for ambulance transport.

11. New Law For Florida Plants: A new law that came into effect on July 1, 2009 prohibits cities, counties and homeowners associations from enacting or enforcing rules against Florida-friendly landscaping, which aims to reduce the use of water, pesticides and fertilizers.

All residents of Florida need to be aware of the new state laws.

Be sure to get yourself a trustworthy Criminal Lawyer Fort Lauderdale for fighting criminal cases in the state of Florida. Criminal Attorney Ft. Lauderdale are adept in defending clients charged with diverse crimes.

It is well known that teenage drivers are at high risk of being involved in a motor vehicle accident. Almost everyday there are reports of yet more accidents involving teenage drivers. Many accidents involve more than one teenager in a car. Many accidents have multiple victims. Many accidents involve pedestrian victims. In this article we consider four reported accidents. In two of the accidents someone died.

First report:

In this report a motor vehicle was described in which the vehicle was driven by a 16 year old who held a junior license which allows the teenager to drive up to 9:00 in the evening. The accident, however, took place on a weekday after 9:00 p.m. The reason why is unclear but somehow the driver lost control of the car. As a result the car hit another vehicle and then struck a pedestrian. The pedestrian died from the injuries sustained in the accident. The pedestrian victim was waiting at a bust stop when the accident happened. The victim was a 65 year old man. The driver was arrested. He was charged for speeding, for manslaughter, and for criminally negligent homicide.

Second report:

In this report the driver of the motor vehicle was an intoxicated 18 year old male. The motor vehicle accident took place late night on a Sunday. Weekend evenings pose the greatest risk for the occurrence of accidents involving drunk drivers. According to the report the victim in this situation was hit as he was crossing a road. The victim was a 44 year old male. As a result of the accident he suffered severe head injuries. Following the accident the teenage drunk driver was arrested and was charged with driving under the influence and with driving while intoxicated.

Third report:

According to this report the driver was an 18 year old male. The motor vehicle accident happened in the morning hours on a Sunday. The accident happened in a residential area. The accident happened when the driver lost control of the car. It turned forcefully and flipped, hitting a pedestrian who had just left his car in order to get a pamphlet from the front yard of one of the homes. The home was for sale and had a sign and the pamphlets in the front yard. After hitting the man the car get going until it was finally stopped when it struck a tree in front of the house. The 67 year old male victim did not survive the accident.

In this report the description was of a 19 year old driver. The young woman was driving in a residential area. She left the scene of the accident after she hit a woman who was gardening a flower bed in front of her own house. The teenage driver hit the woman so hard that she threw her almost 150 feet. The female victim ended up hurled against a truck that was parked in the driveway of her house. About 30 minutes after the accident the police located the young driver and arrested the driver. They located her not far from the scene of the accident. She claimed she was going back to the scene to admit she had caused the accident.

On a personal level it is sad to read about these accidents. Lives are ruined in them. Victims can die or suffer serious injuries. Some are left with life-long disabilities. The families of the victims also suffer a great loss. Even the teenage driver’s life is changed forever. Sometimes they suffer the rest of their lives from having to know what they did. Sometimes they end up in jail.

In these cases an experienced and skilled attorney can help the victims and their families to make sure that any potential claim(s) are fully pursued.

Joseph Hernandez is an Attorney focused on catastrophic injury cases. To learn more about how a pedestrian accident attorney can help you visit his website at www.vehicle-accident-law.com.

An upcoming ruling by the U.S. Judicial Panel on Multidistrict Litigation (MDL) will be of great significance to Bayer Pharmaceuticals, the lawyers for both sides, and the patients involved in over fifty lawsuits across the United States. A hearing has been scheduled by the court on September 24 to hear oral arguments for and against MDL consolidation, whether or not it should be ordered for the cases, and if this would have a convincing impact on other cases regarding Yasmin/Yaz lawsuits in the future.

As the lawsuits relating to prescription birth control medications Yaz and Yasmin have mounted against Bayer Pharmaceuticals, attorneys in different states are managing similar cases against the company for the serious interactions of Yasmin and Yaz and the female body. Cases generally allege that the potentially deadly side effects, including heart attacks, strokes, gallbladder disease, deep vein thrombosis (DVT), and pulmonary embolism (PE).

Additionally, most of the lawsuits allege that Yasmin and Yaz both put the patient at risk for a condition known as hyperkalemia. This condition is marked by increased potassium levels in the blood, and often has no symptoms at all. It can lead to cardiac arrest and kidney failure in affected patients and it difficult to anticipate until it is too late.

Other allegations in the Yasmin and Yaz lawsuits claim that Bayer failed to sufficiently research either of the medications. While almost all oral contraceptives contain a combination of estrogen and progestin, Yasmin and Yaz contain a newer type of synthetic progestin known as drospirenone. This chemical has been shown to be six times more likely to cause blood clots in patients. To this end, claims that Bayer also fraudulently concealed the risk of serious complications from taking these contraceptives and minimized the risk women faced when taking the medication.

In fact, there was an entirely separate case involving Bayer’s advertising and marketing campaign for Yasmin and Yaz. In 2003, the Food and Drug Administration (FDA) issued a warning to Berlex Laboratories, a part of the Bayer Pharmaceuticals Corporation, demanding they cease the use of an advertisement for Yasmin which appeared to gloss over the significant risk presented by the medication and insinuated that Yasmin was a safer alternative to other oral contraceptives. The FDA went on to say that it possessed evidence to the contrary; clinical trials showed drospirenone presented a statistically significant increase in serious side effects.

In spite of this sincere reprimand and subsequent fine for Bayer, both Yasmin and Yaz remained the top selling oral contraceptives in the U.S., posting 2008 sales figures of $616 million for Yaz and $382 million for Yasmin.

With the increase in publicity from the recent filings and the weighty number of class action lawsuits mounting against Bayer Pharmaceuticals, the possibility for a Yasmin recall seems potentially proximate. Patients currently taking either Yasmin or Yaz should continue to be aware of developing news stories regarding these medications, as the evolution of these cases could present significant changes to both their contraceptive regimen and health care needs.

Learn more about potential Yasmin Side Effects. Also on LegalView, get help with other important legal issues, like finding a
mesothelioma lawyer.

Personal injury cases are a type of legal case wherein one person or entity is held liable for injuring another person. This liability usually takes the form of the liable party having to pay for medical and other expenses, lost wages, and sometimes additional money for ruining the injured party’s ‘quality of life.’ Personal injury cases are quite common - many people would say they are too common. A lot of people have legitimate claim, but others are out just to make money at someone else’s expense.

There are many different types of personal injury cases out there. Injuries can happen just about anywhere: at home, at work, on the road, or out on the town. No matter where an injury occurs, it if was caused by the negligence of one party then the injured party may have a personal injury claim against them.

Some of the most common types of personal injury cases come from the world of transportation. Automobile accidents are the biggest source, as many auto accidents happen every day. While some accidents are just that - accidents with motor vehicle collisions- others are caused by negligence. If a driver crashes into another driver because he or she was driving too fast, driving while distracted or driving under the influence of something, then there may be basis for a personal injury case. Ultimately, if the offending driver acted in a way that the average person wouldn’t, then they can be held liable.

A second type of common personal injury cases are those dealing with slips, trips and falls. These cases occur when a person is caused to injure themselves by slipping or tripping due to unsafe conditions at a location. Wet floors, unsound floors, uneven ground and so on are some possible causes of these injuries. This is why businesses are so adamant about putting out ‘Wet Floor’ signs when they are cleaning - if they don’t warn customers about the hazard, they can be considered liable for any injuries that occur.

The workplace is another location where personal injury cases can start. Most businesses take care to make sure that their employees are protected against hazards on the workplace. Some, however, let their equipment go uninspected or allow their workers to work in dangerous conditions. If this sort of negligence leads to an injury on the job, then the business can be held liable for causing the injury. These cases are most common in industries such as construction, where there’s a high potential for accidents.

Another common source of personal injury claims are faulty products. Some companies manufacture products that they know may cause injury to those using them, but allow them to be sold anyway. If it can be shown that a company had knowledge of a dangerous product defect, then they can be held liable for personal injury damages.

Those are the most common types of personal injury claims that are filed. If you’ve been injured as a result of one of these causes, then you may be entitled to a personal injury settlement. Contact a lawyer to learn more.

Find a Personal Injury Lawyer in London that can help to achieve results for you. Whether it’s a Motor Vehicle Collisions, Wrongful Death Claims our Law Firm can help you.

It is not uncommon for an individual injured in a motor vehicle accident to be confronted with a driver who denies liability. Often, these drivers actually blame the victim for the accident. Since many motor vehicle accidents are not witnessed by bystanders such cases could come down to the credibility of the victim versus the credibility of the driver. Not surprisingly when this happens the adjuster for the insurance company covering the driver will often take the side of their insured.

Attorneys experienced in handling such cases, especially when the case involves serious injuries to the victim, understand that they really do bear the burden of proving that the driver was at fault. Relying on a credibility battle is unlikely to lead to a settlement and gambles on the outcome at trial. While it is not always economically feasible to work up a case using experts, if the damages are sufficient and there is enough insurance coverage or there are assets that could be applied toward a recovery, it may be appropriate to do so.

Consider the reported case in which a truck made a right hand turn while a bicycle messenger was attempting to pass it on the right. The truck cut off the bicyclist. The front of the truck hit the bicyclist who was knocked down and was run over first by the truck’s front tire and then by the truck’s rear tire. The victim bicyclist suffered fractures to his pelvis and suffered serious internal injuries. He was 22 years old at the time of the accident.

The driver claimed that he was not at fault for the accident. In what is an all too common defense position the driver blamed the victim for the accident. According to the truck driver, he signaled prior to taking the turn, claimed that the bicyclist ran a stop sign, and denied twice running over the driver. The victim was clear that the truck driver never used his turn signal and that the driver could not have been paying attention when he made the turn.

The law firm that handled this case rebutted the truck driver’s version of the accident with the assistance of an accident reconstruction expert. By demonstrating that the truck did in fact run over the bicyclist twice the law firm was able to show that the truck driver could not have been paying attention to traffic on his right when he made the turn. As a result, the law firm reported that they were able to achieve a settlement in the amount of $400,000 on behalf of the bicyclist.

When insurance company adjusters side with the insured driver generally the best way to persuade them to reverse their position is to develop independent evidence that rebuts their insured’s version of the accident. And, if the adjusters still do not reverse their position, then the case has been effectively prepared for trial. When only expert testimony might achieve that goal an experienced attorney will weigh the cost of bringing in an expert against the likelihood that the expert will be able to rebut the driver’s claim and the predicted range of the amount a jury would award for the victim’s injuries.

Joseph Hernandez is an Attorney focused on catastrophic injury cases. To learn more about how a bicycle accident lawyer can help you visit his website at www.vehicle-accident-law.com.

Court reporters are commonly found in the courtroom, keeping track of everything that is said and done during the trial. They are also needed for certain legal actions that take place outside of the courtroom, such as depositions. A deposition is when testimony is being given in a law firm or even a police station and it is very important that a court reporter is there to document the testimony. Without a court reporter the testimony could be considered invalid. Before hiring a court reporter there are a few questions you should ask to prevent the testimony from being rejected by a court.

1. Ask to see their license. A court reporter has to have a special license in order to do their job and just because they have one doesn’t mean it’s valid. You’ll want to see their license and then verify that it is not expired or even revoked. If their license is good you should continue with these questions.

2. Find out if they are available during the date of your deposition. It is a common slip-up to hire someone because they are good at their job and then forget to discuss the date they will be needed to do their job. Make sure that they will be able to go to your deposition. Checking to see if they have a busy schedule that day is also a good idea because if they are busy the rest of the day there’s a chance they’ll show up late.

3. What is their experience? Depending on the specific situation of the deposition you need the court reporter for you may want to have someone with a lot of experience. Beginners won’t know how to deal with unexpected situations like someone who has been doing the job for a while will.

4. Do they speak any other languages? You won’t always be getting testimony from someone who speaks English so if your court reporter can speak and write in other languages it could be useful. If you know the language the person giving testimony speaks you can ask in advance if the court reporter is fluent in that language too. Translators are an option if there are no court reporters that can speak the language.

5. What do they charge? Every court reporter will have a different pay rate depending on their level of experience. Some will even be from a company like a court reporting service, which may change the rates. It’s important to know what their initial price is and if there is an extra charge if your deposition takes longer than expected.

6. What is their turnaround time? When you get a court reporter chances are your testimony won’t be readily available as soon as the deposition is over. It takes a bit of time for them to do the final touches on the transcript so if you are in a rush it is important to know how long it will take to get the final project. Also, see if they can do urgent work upon request.

When you need a traditional stenographer for case management, or a real-time reporter and other legal court reporter services, we can supply you with exactly what you need.